The VIX is falling and stocks are priced for perfection. But, before we get started, I encourage everyone to pause this weekend and remember those who came before us. Their quest for independence lives today and we should never forget that freedom in a free country is anything but free….
Nearly half of all Americans—47.5 percent—are employed by small businesses. This means that approximately 60 million employees in the United States work at a small business. According to the Small Business Administration’s Office, small businesses make up 99.9 percent of all U.S. businesses, hence the terminology “small business is the…
On May 28, President Biden’s Major Tax Plan Proposal and Fiscal Year 2022 Budget was released to Congress where he proffered his vision for the “American Jobs Plan” and “American Families Plan” in much greater detail than his previous announcements. In conjunction with this Budget, the Treasury Department released the…
It’s never too early to consider retirement planning, and for many of us who are still developing our careers, an IRA of some sort is a potent financial instrument in helping ensure a successful retirement. However, IRAs come in several forms and flavors and finding the right one may seem…
Estate planning is a complex and often sensitive subject; you are, after all, trying to make significant decisions as to what will happen after you die. Towards that end, it is helpful that there are a number of legal and financial instruments in place to make that process easier and…
Retirement planning is serious business; you’ve worked your whole life for this and you want to ensure that your golden years are everything you dreamed they could be. However, there are a few important aspects to retirement planning that are often overlooked. While financial planning for retirement is both essential…
The Biden administration has unrolled a number of tax breaks and economic stimulus programs in its first few months, and these plans and their potential ramifications have been the subject of some discussion among both financial pundits and investors. One of the more deeply discussed issues is the ongoing series…
While it’s true that money isn’t everything, it also must be said that money has an impact on most if not all other aspects of our life. Financial well-being has measurable effects on our mental and physical health, relationships, professional health, and ability to relax. Toward that end, it’s vital…
2020 was a tumultuous year for both the global and the US economy, and that tumult left many investors and consumers hoping for better, smoother days ahead. Now that we’re well into 2021 both temporally and financially, it would seem that things are improving. Jobless claims are down, job creation…
The last year has been a wild ride, from an economic perspective. The COVID pandemic and the resulting business and financial uncertainties have delivered both pitfalls and opportunities for investors and stakeholders alike. As we move into 2021, there seems to be a light at the end of the tunnel….
When it comes to investing, most of us consider the markets to be made up of two types, buyers and sellers. More affectionately known as the bulls and bears. Bulls, those who believe the market will continue its winning ways, like to climb a wall of worry. In that case,…
2020 was a tumultuous year on all fronts, and most investors and homeowners are hoping for more stability and calm in 2021. Looking forward to the rest of the year, there’s some speculation about the future of the real estate market and the role that residential mortgages will play in…
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