Video Resources

You hope it never happens, of course. But ignoring the possibility is hardly the answer, especially when you consider 1 in 7 Americans will experience long-term disability. Yet, preparing for disability is not a high priority. Some say it is overwhelming while others say “I won’t be disabled”. Choosing to…

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Welcome to the December Market Perspectives from OmniStar Financial Group Stocks continued higher last week on expectations of vaccine approvals and first doses being administered before year-end. The holiday shortened week brough us a rise in the S&P 500 index of 2.3% and the Dow Jones Industrial Index topped 30,000…

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Divorce has been dubbed ‘The Retirement Killer’ for a reason. Almost every time we work with a client who has/is going through a divorce, retirement accounts and the success of their overall financial plans quickly get derailed.  All that great planning that was put in place during their wedded bliss…

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Social Security was signed into law over 85 (1935) years ago by President Franklin D. Roosevelt. It was a “new” social program that would provide income for retired workers. This social insurance concept wasn’t created by the US, but merely adopted from other nations already implementing these programs. The idea…

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What drives money decisions? 1. Money Avoidance – can believe that they don’t deserve money or that money is bad. It creates a sense of disgust or fear so these believers will self-sabotage. 2. Money Worship – Money will solve all problems. Achieving financial security is always the dangling carrot….

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With only 2 months left in the year, the time is now to minimize your tax liability for 2020. This week’s show will speak more to the business owner that wants to get planning in place prior to 12/31. We Are Talking Money discusses PPP, Employment Tax Credits, RMD, Qualified…

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How much home can you afford? How to understand the real cost of buying? All these questions you should be asking if you are considering buying a home. What about selling a home? How will you use the proceeds? What will the tax consequences be?

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A proper investment plan is a critical component of your overall financial strategy, and as with so many things in the world of money there are multiple facets to investment. An often overlooked component is the interplay between investing and taxation. Creating a tax-efficient investment plan that both maximizes your…

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We Are Talking Money Live continues its series on Behavioral Finance and touches on different types of biases. Following the main topic, Phil and Sarah discuss Noble Grapes in Chenin Blanc and Granache.

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As you’ve learned in previous weeks, ideas and foundations for money/finance is rooted very early in life. Because of this it is extremely difficult to change people’s perspectives. Financial matters remain the leading cause of stress based on a 2018 survey. What is it influencing us? Mass media, other’s behaviors…

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