Video Category: We're Talking Money

Are money habits inherited? Many behaviors are passed down from parents (eating healthy, conflict resolution etc.). When surveyed, 75.9% of people say their parents influence their current financial habits. With 61.5% saying they are making efforts to be MORE responsible than their parents. When you look at how things influence…

Since the 1920’s, Broker-Dealers have been part of the investment scene. Registered Investment Advisors didn’t exist until mid-20th century. Consumers don’t know the difference – “a study in 2015 revealed that only 3% of consumers recognized that Registered Investment Advisors were the only type of financial professional held to a…

Interpreting information contained in the 990 is key to making a good decision about your gifts? It’s purpose – provides information that helps government agencies (the IRS and state charity regulators) enforce the laws that govern nonprofits. Form 990 provides a great deal of financial information about the filing organization’s…

We Are Talking Money Live starts off talking to Jason Beckley who is an advisor at OmniStar Financial Group.  The show then goes into the main topic of Charitable Giving and Gifting. Gifting There’s a lot of focus on legacy when creating a financial plan. Many clients focus on how…

How much panic is driven by media? Let’s review the history of the market in and out of election years. Stocks have continued higher despite which presidential party is voted into office. If you invested $1,000 in the S&P 500, it would’ve grown to $8.96 mill. That’s through World War…

As a follow up to our discussion last week, we wanted to touch on how best to position yourself  both from personal wealth management and business planning. We will discuss some of the key areas of the business that you can benefit from streamlining well prior to even thinking about…

“Failing to Plan is Planning to Fail” Selling a business is likely the largest transaction you’ve ever participated in. You’ve worked to grow equity and a product or service worth passing along so that you can meet your goals in terms of assets in preparation for retirement. Your due diligence…

An annuity is a contract between you and a life insurance company that promises a stream of income for your lifetime in exchange for a lump sum premium or a series of premiums paid to the insurer. The income is either paid in installments at the beginning of the contract…

Remember who cared for you growing up? Moms and Dad’s kissed our boo-boos and rocked us to sleep after nightmares. That’s what great parents do. The roles reverse: Today, we are grown with our own families. Many of you have professional careers that took years to establish, domestic responsibilities with…

Individual Retirement Accounts (IRA) were introduced in 1974 and continue to be one of the most popular vehicles for retirement savings. They are relatively straightforward and almost anyone can benefit from IRA’s, though they are quite simple. However, these seemingly ubiquitous retirement accounts have experienced some major modifications in recent…

Homebuyers often misunderstand how the Federal Reserve affects traditional mortgage rates. Here is the reality: the Federal Reserve does not set mortgage rates. Instead, it determines the federal funds rate, which in turn impacts shorter-term and variable interest rates. When the federal funds rate is cut, it becomes less expensive…

I get why the concept of buying property within an IRA is intriguing, not to mention IRA’s are usually an investor’s primary source of investable funds. So far, so good, right? Everything seems logical and the IRS allows the purchase of physical real estate within a property structured self-directed IRA….