Video Category: We're Talking Money

Divorce has been dubbed ‘The Retirement Killer’ for a reason. Almost every time we work with a client who has/is going through a divorce, retirement accounts and the success of their overall financial plans quickly get derailed.  All that great planning that was put in place during their wedded bliss…

Social Security was signed into law over 85 (1935) years ago by President Franklin D. Roosevelt. It was a “new” social program that would provide income for retired workers. This social insurance concept wasn’t created by the US, but merely adopted from other nations already implementing these programs. The idea…

What drives money decisions? 1. Money Avoidance – can believe that they don’t deserve money or that money is bad. It creates a sense of disgust or fear so these believers will self-sabotage. 2. Money Worship – Money will solve all problems. Achieving financial security is always the dangling carrot….

With only 2 months left in the year, the time is now to minimize your tax liability for 2020. This week’s show will speak more to the business owner that wants to get planning in place prior to 12/31. We Are Talking Money discusses PPP, Employment Tax Credits, RMD, Qualified…

How much home can you afford? How to understand the real cost of buying? All these questions you should be asking if you are considering buying a home. What about selling a home? How will you use the proceeds? What will the tax consequences be?

A proper investment plan is a critical component of your overall financial strategy, and as with so many things in the world of money there are multiple facets to investment. An often overlooked component is the interplay between investing and taxation. Creating a tax-efficient investment plan that both maximizes your…

We Are Talking Money Live continues its series on Behavioral Finance and touches on different types of biases. Following the main topic, Phil and Sarah discuss Noble Grapes in Chenin Blanc and Granache.

As you’ve learned in previous weeks, ideas and foundations for money/finance is rooted very early in life. Because of this it is extremely difficult to change people’s perspectives. Financial matters remain the leading cause of stress based on a 2018 survey. What is it influencing us? Mass media, other’s behaviors…

Join Phil & Sarah as they discuss How to Talk to Teens About Money. Get help with how to allow them the responsibility of getting a job outside of the home. Open their own checking/savings and help them with college decisions. The Wine Wednesday portion of the episode continues in…

Are money habits inherited? Many behaviors are passed down from parents (eating healthy, conflict resolution etc.). When surveyed, 75.9% of people say their parents influence their current financial habits. With 61.5% saying they are making efforts to be MORE responsible than their parents. When you look at how things influence…

Since the 1920’s, Broker-Dealers have been part of the investment scene. Registered Investment Advisors didn’t exist until mid-20th century. Consumers don’t know the difference – “a study in 2015 revealed that only 3% of consumers recognized that Registered Investment Advisors were the only type of financial professional held to a…

Interpreting information contained in the 990 is key to making a good decision about your gifts? It’s purpose – provides information that helps government agencies (the IRS and state charity regulators) enforce the laws that govern nonprofits. Form 990 provides a great deal of financial information about the filing organization’s…