“Un-Affordable Healthcare”

According to Webster’s dictionary, Insurance is defined as coverage by a contract, whereby one party under-takes to indemnify or guarantee another against loss by a specified contingency or peril. To me, it is important that Americans understand the outright definition of what it is that they are dealing with now that the gov-ernment has shifted responsibility onto its people, forcing them to buy and retain coverage or face a penalty.

The understanding of how insurance works may be foreign to many Americans, but what people need to un-derstand is that “insurance” is a business. There are businesses that sell commodities, businesses that sell ser-vices and then there are businesses that sell protection both tangible and not. Insurance is a business that sells intangible protection for you, your family, and your property or in some cases even other people.

The government has decided that mandating health coverage for all Americans is the right thing to do; provid-ing benefits for all, therefore eliminating our right to choose to be covered. Today, if you drive a car in the state of North Carolina, you are required to buy and retain coverage on your vehicle for your own protection and for the protection of others. However, it is your “choice” to drive a car. The “choice” of carrying health in-surance on you and your family has now been removed, and to an economy looking to recover, businesses struggling to make ends meet and the costs of health care skyrocketing, mixes a concoction that will be hard for anyone to swallow.

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