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One of the keys to building wealth, compound interest is one of the most powerful concepts in personal finance. But, what do we mean by “the power of compound interest” and what exactly is compound interest? Simply put, it’s earning interest on interest. Sound confusing? Once you get the hang…

Far too few Americans are properly managing their wealth. On the retirement income side, 1 out of every 4 Americans does not have any retirement savings. A far greater number of people are not saving enough to maintain their lifestyle. However, retirement income is just one facet of a person’s…

The Federal Housing Finance Agency House Price Index is the nation’s only collection of freely available information that measure changes in single-family home values based on data from all 50 states and over 400 American cities dating to the 1970’s. The FHFA HPI incorporates tens of millions of home sales…

If you’re among the 72% of Americans who are stressed about money, it’s easy to get stuck in a rut. Luckily, it’s possible to manage your money and thrive financially with professional assistance. But what is a wealth advisor? Do you really need one? What can these experts do for you?…

The economy is slowing, but still moving sums up the current state of affairs.  Before we dive into today’s Market Perspective, we want thank you for entrusting us as your wealth advisor and investment manager. We are  honored by your choice and remain grateful to be part of your financial…

Many American families do want to save for the future. In fact, 52% of families have some level of investment in the stock market.  Whether they choose to save through a work plan like a 401k, saving for retirement, or college, more than half are putting away money for the…

Choosing a financial planner can be an overwhelming task. If you want to find a financial planner in Wilmington, try to have your financial option questions and needs ready to go. That way, you can make sure that you find the one that’s right for you.  So what factors come…

Inflation is unfortunately showing its ugly head, but is it simply growth driven price increases? I believe it has been one of the market’s most underappreciated risk factors. In my opinion, the current increase in inflation is primarily propelled by the restart of our economy, pent up demand, and supply…

When you’re young and just getting started, saving money for retirement may not be your top priority. That’s understandable if retirement is way down the road for you. But the truth is the earlier you invest in your retirement, the better. The average retirement these days lasts about 20 years….

Regardless of your confidence, everyone needs a contingency plan?  On September 28th the Conference Board announced that its Consumer Confidence Index declined in September, after declining in both July and August. The Index now stands at 109.3 (1985=100), down from 115.2 in August with only 19% of consumers feeling confident about…

U.S. EQUITY MARKETS WERE MIXED HEADING INTO THE LABOR DAY WEEKEND NONFARM PAYROLLS UNDER PRESSURE DUE TO DELTA VARIANT? U.S. equity markets wrapped up the week mixed, as the tech-laden NASDAQ (+1.6%) outpaced the large-cap S&P 500 (+0.6%) and smaller-cap Russell 2000 (+0.7%) heading into the holiday weekend The mega-cap…

The restart of economic activity is real, and well underway. As this condition broadens, we remain confident in our pro-risk stance; underweighted in government bonds and a focus on increasing exposure in developed foreign markets.  Yes, bond yields have fallen but we do not believe this accurately reflects the recovery. …