Author: Omnistar

civil unrest

Business planning is at least in part about risk management and risk mitigation. As businesses of all sizes continue to navigate the unique challenges this year has thrown at them, many business owners are dealing with concerns about civil unrest and how such disturbances might affect their operations both immediately…

emergency fund

Life is fraught with uncertainties and the unexpected, which is why an emergency fund is a must for every individual or household. As part of a sound financial plan, your emergency fund functions as a personal safety net or buffer, there to catch and cushion you when life’s path gets…

stock prices

Stocks enjoy another banner week amid elevated risks. Second-quarter earnings data was destined to be catastrophic. However, corporate earnings have been better than many feared, leading to rising investor sentiment and stock prices. The downside, on the other hand, markets may have already priced in many of the positives. In…

Charitable Giving

As we navigate the ever-evolving situation that is 2020, we must not lose focus on the important things. Charitable giving is an important consideration for any business, and for a number of different reasons. Charitable giving can be an important tool financially, socially, and as a component of your company…

Retirement Savings

Life often delivers the unexpected, as so many of us have learned in recent months. You may have started out with the best of intentions regarding your retirement savings plan–monthly contributions, personal savings, investing in the right house. And then maybe you were forced to put those plans aside, or…

Whether man-made or natural, disasters are an unwelcome but inevitable part of life for both individuals and businesses. While a plethora of guides and informative articles exist regarding individual and household preparedness, there are relatively few resources available for disaster preparedness for businesses of any size. As such we’d like…

For many of us, this is the time of year when disaster preparedness moves to the forefront. An active Atlantic hurricane season, wildfire season moving into full swing in California and the Southwest, and a recent earthquake in LA are all indicators that it’s time to start taking disaster preparedness…

business budgeting

Budgeting is a necessary exercise for businesses of all sizes, so whether you’re a gig-economy sole proprietor or a regional business with multiple offices, you’ll want to take the time to ensure your budget practices are good to go. In order to accomplish this, it’s vital to first understand what…

stock prices

Over the last few weeks, the European Union’s massive fiscal plan and expectations of additional stimulus in the U.S. seems to be effective in raising the hopes of investors. Still, upside in stocks was limited amid continued signs the economic recovery may be stalling – likely due to stalled progress…

There’s a Zen to budgeting. Budgets are all about balance, finding the right combination of spending and saving to keep your financial house in order, enabling you to do the things you want to do, and save for the future. Keeping a budget may sound boring—OK, we know it is…