Dental insurance is one of those things we all know we should have, but that many of us neglect. You may feel that you’re overall healthy and that you brush and floss regularly enough that you can get by without it. You may balk at the additional cost of a…
Our very own Dr. David Darab has published a book recently. ALWAYs and NEVERs: What 30 Years in Practice has Taught me and Continues to Teach me, is now available for download and purchase on Amazon. If you have a Kindle Subscription the book is free, otherwise it’s available for…
As the title suggests, this is a second in a two-part series, so we recommend reading or reviewing part one before continuing here. In Part 1, we discussed planning and preparation for potential civil unrest. Now in Part 2, we’ll delve into what to do if such an event is…
A Consequential Election The U.S. Presidential election is expected to have big implications for markets – fiscal stimulus, public investment, taxation, regulation, and foreign affairs. We anticipate markets focusing on presidential debates, U.S. consumer confidence and employment numbers later this week. This time around, the U.S. election has a backdrop…
As of September 19, 2020 the Department of Health and Human Services published a new notice, that provides reporting guidance to healthcare professionals. Providers that receive PRF payments exceeding $10,000 in aggregate are required to report their use of funds, as per the program Terms and Conditions. Please visit the…
Business planning is at least in part about risk management and risk mitigation. As businesses of all sizes continue to navigate the unique challenges this year has thrown at them, many business owners are dealing with concerns about civil unrest and how such disturbances might affect their operations both immediately…
Life is fraught with uncertainties and the unexpected, which is why an emergency fund is a must for every individual or household. As part of a sound financial plan, your emergency fund functions as a personal safety net or buffer, there to catch and cushion you when life’s path gets…
Stocks enjoy another banner week amid elevated risks. Second-quarter earnings data was destined to be catastrophic. However, corporate earnings have been better than many feared, leading to rising investor sentiment and stock prices. The downside, on the other hand, markets may have already priced in many of the positives. In…
As we navigate the ever-evolving situation that is 2020, we must not lose focus on the important things. Charitable giving is an important consideration for any business, and for a number of different reasons. Charitable giving can be an important tool financially, socially, and as a component of your company…
Dentistry is a challenging business in so many ways, requiring a nearly unique balance of professional, personal, and business skills. On the business side of the house, staying abreast of the requirements and best practices prescribed by the various entities that regulate dental practice is an ongoing challenge for every…
Life often delivers the unexpected, as so many of us have learned in recent months. You may have started out with the best of intentions regarding your retirement savings plan–monthly contributions, personal savings, investing in the right house. And then maybe you were forced to put those plans aside, or…
It’s easy to ignore retirement; in your 20s and 30s it likely still seems an eternity away. As you move through your life, developing your career and growing as a person, retirement may drift to the very back of your mind, overlooked in the dynamism of your days and hours….
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