Year: 2014

Part of our process involves coordinating strategic tax planning with tax professionals especially at year end. As part of our ongoing commitment to our clients, we wanted to share some timely tax tips that might be worth discussing with your accountant or one of our wealth advisors. Click Here To…

It seems that every week we hear instances where large corporations are being hacked which often results in a breach of client’s identity and financial security.  Unfortunately, these events are real and pose potentially serious threats.  Our firm takes many steps to secure client information and we feel it is…

We are Proud Supporter of: Community Boy & Girls Club is part of a nationwide affiliation of local, autonomous organizations that work to help young people of all backgrounds develop the qualities they need to become responsible, caring, productive citizens. The Club is facility-based and employs paid professional staff members,…

Last week provided random surprises and a dearth of economic data.  Congressional House leadership is gearing up for what will likely result in a new House Majority Leader later this week and geopolitical tensions are back on the rise.  Also making headlines, the European Central Bank announced a series of…

Divorce among people 50 years and older has become so commonplace, the pundits have even coined a phrase for it, “Grey Divorce”. Historically, people and especially older people disdained divorce.  In 1960, for example, only about 1.5% of those older than 65 years had been divorced at least once, according…

Whether amicable or contentious, going through a divorce can be extremely tense, and the process can impact every dimension of your life. Often, finances, especially in times of emotional turmoil, are not a main concern.  A lot of opportunities are missed and a lot of mistakes are made.  If you…

“Do what you can, with what you have, where you are.”—Theodore Roosevelt “After his humiliating election defeat in 1912, Roosevelt embarked on the most punishing physical challenge he could find, the first descent of an unmapped, treacherous, and extremely dangerous tributary of the Amazon.  Together with his son Kermit and…

Self-employed individuals face a number of challenges independent of “running their business”.    One of the greatest challenges is selecting a retirement plan that meets the unique needs of their company.  Until recently, self-employed workers were limited in the ways they could shelter their income and save for future goals.  Most…

The fact is, neither is necessarily best but the good news is that both are good; the type you select should be determined by individual circumstances and retirement objectives. For example, most people are aware that contributions made to a Traditional IRA are Federal Income Tax deductible, subject to specific…

In recent years Equity-Indexed annuity sales have hit record levels. That’s a result of investors pur-chasing these annuities without fully understanding the complexities of their contract. Given the scars of past market volatility, the promise of principal protection with potential for growth is appealing to many people. Insurance companies which…